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Two ways Credenz makes rent easier

Get help paying this year's rent, and save towards next year's, all in one place.

Rent financingSavings
A bright living room ready to move into

Rent financing

Move in now, spread your rent monthly.

  • Credenz pays part of your yearly rent, agent fees and commission included
  • Repay in monthly instalments over up to 6 months
  • Pick a repayment day that matches your payday
  • See the full amount, interest and fees, before you sign
Find a home
A calm, modern home

Savings

Put money aside for next year's rent.

  • Create a savings plan with your own goal and end date
  • Save automatically daily, weekly or monthly, or add money any time
  • Earn 1% interest every month on what you've saved
  • When your plan ends, withdraw to your wallet any time
Start saving

Rent financing

How rent financing works

Step 1

Choose your home

Pick a home on Credenz, or apply for rent on a place you've already found.

Step 2

Apply and get a decision

Tell us about your income and the rent. We often decide within 24 hours.

Step 3

Sign and move in

Accept your offer, pay your part and move in. We pay the rest.

Step 4

Repay monthly

Pay from your Credenz wallet, card or bank on your chosen day each month.

Savings

How savings work

Step 1

Top up your wallet

Transfer to your own Credenz account number, or pay by card.

Step 2

Set up a plan

Choose how much, how often and when it ends. Automatic saving does the rest.

Step 3

Earn monthly interest

1% every month on your savings, paid into your plan.

Before you apply

What you'll need

Applying takes a few minutes. We verify who you are to keep your account and money safe.

Your BVN and NIN
A quick face check
Details of your income
A guarantor
A Credenz account

Your next home is closer than you think

Find a place you love and move in, with Credenz helping on the rent.

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Credenz Support

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