Rent financing and savings

Move in now.
We'll help pay your rent.

Credenz pays part of your rent, agent fees included, and you pay us back in easy monthly instalments. Interest and fees are shown before you sign.

Find a home See how it works

Decision often within 24 hours
Up to 6 months to repay

Search homes

How it works

From search to keys in three steps

No long forms and no surprises. You see exactly what you'll pay before you sign.

Step 1

Find a home, or bring your own

Browse homes listed on Credenz, or apply for rent on a place you've already found.

Step 2

Apply in minutes

Verify your identity and tell us about your income. You'll often get a decision within 24 hours.

Step 3

Move in, repay monthly

We pay part of your rent, including agent fees. Repay in monthly instalments over up to 6 months, on a date that suits your payday.

An example

Rent due? Spread it out.

Pay part when you move in. Credenz pays the rest, and you pay us back a little each month.

Covers agent fees and commission too
Repayments set around your payday
Interest and fees shown before you sign

Check what you can get

Yearly rent

₦1,200,000

You pay now

₦700,000

Credenz pays

₦500,000

You repay Credenz monthly

Over up to 6 months. Your exact monthly amount, with interest and fees, is shown in your offer.

Example only. Your offer depends on your application.

Why Credenz

Rent made lighter, every month

Quick decision

Apply online in minutes and often hear back within 24 hours, so you don't lose the home.

Repay on your payday

Choose the day of the month your repayments are due, so they line up with your income.

Clear fees, no surprises

See the full amount you'll pay back, interest and fees included, before you sign anything.

Save for next year's rent

Put money aside with automatic savings and earn 1% interest every month.

For landlords and agents

Fill your property with reliable tenants

List in minutesAdd photos and details of your property.
Schedule viewingsArrange visits and calls in one place.
Renters who can payTenants can get rent financing through Credenz.

List your property

iPhone and Android apps coming soon

Everything is ready on the web today

Apply for rent, pay back, top up your wallet and save, all from your phone's browser. No download needed.

Get started

Questions

Good to know

Still unsure? Our team is happy to help.

See all questions

Up to half of your rent, including agent fees and commission. You pay the rest when you move in.

Up to 6 months, in monthly instalments. You choose the day of the month that suits your payday.

You pay interest and fees on the part Credenz pays. Your offer shows the full amount and every monthly payment before you sign.

A Credenz account, your BVN and NIN, a quick face check, details of your income and a guarantor. It takes a few minutes.

Often within 24 hours of applying.

Your next home is closer than you think

Find a place you love and move in, with Credenz helping on the rent.

Create your account Browse homes

Move in now.We'll help pay your rent.