Credenz

About Credenz

Making rent less stressful for every renter

Paying a full year's rent upfront is hard. Credenz helps you move into the home you want now, and pay in a way that fits your income.

Why we exist

Rent shouldn't hold you back

Too many people miss out on the right home because rent is due all at once. We started Credenz to change that.

We pay part of your rent, including agent fees and commission, so you can secure your home today. Then you repay us monthly, on a day that matches your payday. And when it's time to plan for next year, our savings plans help you get there.

A bright, modern living room
Based inLagos, Nigeria

What we do

One place for renting, paying and saving

Rent financing

We pay part of your rent so you can move in now, and you repay in monthly instalments.

Savings

Plans that help you put money aside for next year's rent, with interest every month.

A home marketplace

Landlords and agents list homes, and renters find places they can actually afford to move into.

What we stand for

How we work with you

Clear and fair

You see the full cost, interest and fees, before you sign. No surprises later.

On your side

Repayments set around your payday, and real people to talk to when you need help.

Built for renters

Everything we do starts with one question: how do we make moving home less stressful?

Your next home is closer than you think

Find a place you love and move in, with Credenz helping on the rent.

Credenz Support

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